Izingcaphuno Zemishuwalense Yemoto Gauteng

Izinzuzo zokusebenzisa Services Car Insurance Calculator Services Izingcaphuno Zemishuwalense Yemoto ?

Ukuhlolwa kwamanani ezingozi eziboshwe kumuntu othize kusetshenziswa njengesisekelo semali ye-premium. Kubantu ababeka ingozi enkulu yokubandakanyeka engozini yezimoto, Izingcaphuno Zemishuwalense Yemoto  ku Johannesburg inkampani yomshuwalense kungenzeka ukuthi ichithe imali ekuphenduleni isimangalo. Ngakho-ke, laba bantu abanamalungelo omthetho ngokuvamile bakhokhela inani eliyinhloko lemali eliphansi uma kuqhathaniswa nalabo abahlolwe ukuthi basengozini ephansi.

Imoto yomshuwalense wesikhathi esifushane ukuqhathanisa

Nakuba abantu ababili bangase babe nohlobo olufanayo lwebanga lemoto nomholo, bangase bakhokhe i-premium ehlukile yabo umshwalense wemoto. Inani lizimisele ukusebenzisa umshwalense we-umshuwalense wemoto, okuyinto ithuluzi eliyigugu lomshwalense.

Ubani obungozi obukhulu?

Umnikazi imoto ebiza futhi enamandla ikhokha imali enkulu kakhulu kunomnikazi wesimiso esincane kusukela owake wangena engozini enkulu yokuba ukwebiwa kwemoto kunezokugcina. Abanikazi bezimoto abahlala ezindaweni ezinamazinga aphezulu olwaphulwa ubugebengu nazo zitholakala ukuthi zisengozini enkulu kunalezo ezihlala ezindaweni ezithule, zokuhlala. Okwamanje, abashayeli abasha babhekwa njengengozi enkulu uma kuqhathaniswa nabashayeli bezilwane ezindala, ngakho-ke labo abaneminyaka eminingi abanokuhlangenwe nakho kokushayela bathambekele ekukhokheni amaprimiyamu athibhile.

Imisho yomshuwalense wemoto yesikhashana e-inthanethi

Umdala omunye umshayeli onqunyiwe, futhi abashayeli abasha bacatshangwa ukuthi ingozi encane ngoba ayinakwenzeka ukuhileleka engozini yemoto. Ingxabano isekelwe emininingwaneni yemininingwane ebonisa ukuthi abashayeli asebekhulile abaye bavala isikhathi esiningi ngemuva kwesondo abakwazi ukubandakanyeka emikhankasweni yomgwaqo njengoba abashayeli abancane bekhona.

izindleko zomshuwalense wesikhathi esifushane

Umnikazi wemoto ofuna ukuvikela imoto enomgomo womshuwalense ingasebenzisa kahle imithombo ehlukahlukene ye-intanethi etholakalayo namhlanje ukuthola ukulinganiswa kwe-premium okufanele bayikhokhe.

Yiziphi izinsiza ezikhona ku-intanethi? 

Ukulinganiswa komshuwalense wemoto kusekelwe kwedatha yamanje, futhi kuyithuluzi eliwusizo labanikazi bezimoto abafuna ukuthola inqubomgomo engcono kakhulu futhi abangayithola. Kukhona amawebhusayithi anokwethenjelwa anikela ngezinsizakalo zomshuwalense wezimoto online. Lezi zindawo zisekela ukulinganisa nezibalo zabo kwisofthiwe yokuqapha umshuwalense wemoto eqoqa futhi ihlaziye idatha. Ingcebo yolwazi etholakala kulezi zindawo ingasiza abantu abacabangela ukuthenga inqubomgomo yomshwalense wemoto. Isibonelo, idatha yamanje yamaphesenti ajwayelekile akhokhelwa ngamaqembu ahlukene angatholakala. Ukunikezwa umqondo wokuthi kuningi okudingayo ukukhokhela umshuwalense wemoto kunika amandla umnikazi wemoto ekwenzeni ukukhetha.

umshuwalense wesikhathi eside kakhulu

Ukuthola ukuthenga okulungile 

Ukuba uhlobo olufanele lomshwalense luyisiketi sokuphepha sabanikazi bemoto. Umshwalense wemoto ophelele ungasindisa abantu imali. Lezi zinsuku, kunezinketho zenqubomgomo ezitholakalayo ukuze umnikazi wemoto athole kalula ukuthunyelwa okuhambisana nezidingo zakhe.

Amaqiniso Okuthakazelisayo Ngayo Izingcaphuno Zemishuwalense Yemoto ku Pretoria:

Mayelana Izingcaphuno Zemishuwalense Yemoto ku Pretoria:

Imisho yomshuwalense wemoto yesikhashana e-inthanethi

Izinqwaba zezinkampani zomshuwalense wemoto nezinqubomgomo zanele ukudidanisa noma ubani, akeke ululaze noma uphendule imibuzo elula ebuzwa njalo. Lezi zinkomo, izincazelo eziyinkimbinkimbi nezinqubo kuphela ziphoqa izinto ngokuqhubekayo. Imibuzo engadingekile ayisaphenduliwe abaningi bethu futhi ngenxa yalokho asihluleki ukuthola izinzuzo ezithile ezifanele kithi.

Nasi isethi yokuqala yazo.

Ingabe mina kudingeka uxhumane namaphoyisa endaweni yengozi?

Yebo yebo. Uzodinga amaphoyisa endaweni leyo ngaphandle kokucacisa umgwaqo noma ukuhlela usizo lwezokwelapha. Amaphoyisa afaka umbiko wengozi ebeka isisekelo sezimangalo zakho nenkampani yakho yomshuwalense. Lo mbiko obalulekile uqukethe ulwazi ngezimoto / izakhiwo ezimele, abashayeli kanye nomshuwalense wamaqembu abathintekayo. Ngaphandle kwalokhu umbiko ungayithola umsebenzi wokukhuphuka ukuze uqinisekise inkampani yakho yomshuwalense. Manje, awukwazi ukugcizelela ukubaluleka kwawo uma kwenzeka impikiswano noma icala.

Ungathola umbiko we-quasi obizwa ngokuthi umbiko wesigameko samaphoyisa uma isiphathimandla esingahambi khona sinamandla.

Kwenzekani emotweni yami uma sebiwe?

Uzohlawuliswa ngokuqinisekile uma unesiko elifanele futhi imoto ibonakala ingatholakali; kodwa okokuqala, kunezinto ezimbalwa okumele uzenze ngokushesha. Bika esiteshini samaphoyisa esiseduze bese uthola inombolo ebizwa ngokuthi inombolo yecala lobugebengu. Xhumana nomeluleki womuntu siqu wezinkampani zakho zomshuwalense ngale namba. Yilokho kuphela; futhi kusuka lapha, inkampani izohlola amarekhodi abo futhi ilandelele nawe kanye namaphoyisa njengoba futhi kuyadingeka ngaphambi kokuba bahlole ukulahlekelwa kwakho ngokuqoka umhloli wokulahlekelwa.

Inkampani yami yomshuwalense iqhubeka umlungisi kodwa ngiyazi ngomshini ongcono. Yini okufanele ngiyenze?

Inkampani yakho yomshuwalense ayikwazi ukukuphoqa kule nkinga; kodwa inkampani inezikhundla ezithile zokulondoloza. Le nkampani ifaka izindleko zokulungisa kuphela umkhawulo wemali ehlolwe ngumhleli noma umhloli wokulahlekelwa; ngakho-ke noma yimaphi inani lokulungisa elidinga ukudingwa nguwe. Okulandelayo, uzokhipha ilungelo lokubiza isimangalo sokukhanda uma umshini wakho okhethwayo engabhalwanga nenkampani yomshuwalense.

Ngenze ingozi izinyanga eziyisithupha ezedlule. Ngingakwazi yini ukufaka umonakalo manje ngaphansi komshuwalense ophelele?

Kumelwe ukuba uye wadukiswa ukuthi ukwenza isimangalo kuzokwandisa i-premium yakho yomshuwalense - okuwukuphela kweqembu eliyiqiniso - noma ngabe ulindele ukulungisa ngezindleko zakho ukuze usindise kubhonasi ayikho isimangalo. Kungakhathaliseki ukuthi kwenzekani, ngeso lengqondo unelungelo lokumangalela manje kodwa iqiniso liwukuthi kufanele ukwazi ukufakazela ngokucacile ukuthi isimangalo siyiqiniso okuyinto enkulu yokubuza ngokushesha futhi engenakho ubufakazi. Lokhu kusalokhu kunzima uma ushaya insika yokupaka ebusuku futhi iphaneli lomnyango lilimazekile lapho kungekho muntu owayebukele. Ekugcineni, isimangalo sakho ngeke sibe, ngenxa yokuthi kungenzeka, sivunyelwe ngenxa yesizathu esisodwa esingabonakali - umshuwalense wakho wokubhalisa umshuwalense akanakho indlela yokumangalela le ndleko.

Imoto yami ukulahlekelwa okuphelele. Yini ezoba imali yami yokuhlala?

Kukhona izimo ezimbili lapha. Okokuqala, unesembozo sezindleko zokufaka esikhundleni. Lokhu kukukhokhela ukuthenga imoto entsha efana nelahlekile yakho. Uma ungenayo lokhu kukhishwa, ukubuyiselwa kwakho kuyoba inani elilingana nenani lemali ngaphambi kwengozi. Ungathenga imoto esetshenzisiwe efanayo nale mali.

Izingcaphuno Zemishuwalense Yemoto ku Pretoria

ikhava yomshuwalense wasekhaya wesikhashana

Umshuwalense wezinto zonke useduze nathi njengomhlambi wezinyosi. Kudingeka sithathe okulungile noma mhlawumbe singalunywa kakhulu. Kungakhathaliseki ukuthi yimiphi imikhiqizo oyibizayo kukhona umshuwalense. Kusuka emotweni encane eya endlini enkulu ihlanganisa yonke into. Manje esimweni esinjalo kuba okubalulekile ukulandelela abahlinzeki bomshuwalense wangempela. Sonke sivame ukuzwa ukuthi izinkampanini zomshuwalense ezihlukahlukene zinikeza abantu abanezingcaphuno zemincintiswano zomshuwalense ngokuqhathaniswa okuphelele, ngamazinga aphansi e-premium. Nakuba kungase kuzwe kulula kodwa akuyona into eqinisweni, kunezinto eziningi okufanele uzibheke ukuphepha kwakho. Ngokwesibonelo, izinkampani zomshuwalense azinikezeli inqubomgomo efanayo namakhasimende amabili ahlukene. Ngakho, abathengi kumele bahlole izinkampanini zomshuwalense wemoto nezinqubomgomo zabo zokuba nenqubomgomo engcono kakhulu yomshuwarensi etholakala khona kuwebhu. Omunye udinga ukuqhathanisa umshuwalense wemoto ngale njongo. Kuphela emva kokuhlolwa okuphelele kwezici zemibango ehlukahlukene yemoto eyodwa kufanele ihambisane phambili. Lokhu kungamvumeli ukuthi asebenze kahle, kodwa futhi kumenze aqaphele ezinye izinto ezibhekene nokubheja. Umuntu uyaqiniseka ukuthi ahlale kude nomshuwalense wemoto eshibhile uma ekwazi amadili angcono, ngemuva kokuqhathanisa konke okukhethwa kukho emakethe. Udinga nje ukuyeka isikhathi sakho sosuku nosuku ukwenza lokhu futhi ekugcineni uyenzela okuhle kuwe. Lezi zonke zicacisa ngokucacile isizathu sokuqhathanisa ukuqinisekiswa kwemoto ngaphambi kokukhetha eyodwa.

Ukwenza yonke inqubo yokuqhathanisa ukuthi udinga ukwazi ukuthi ungenza kanjani ukuqhathaniswa kwemali yokuphepha kwemoto. Okokuqala hlola ubuqiniso benkampani. Ubunikazi benkampani nokwethembeka kuboniswa isevisi yamakhasimende. Zama ukuthola ukuthi zinhle kangakanani ezindaweni zokumangala. Bheka ukuthi umshuwalense wakho uhlanganisa imoto engaphezu kweyodwa ngaphansi kwenqubomgomo eyodwa. Eziningana zalezi zinqubomgomo zinikeza amazinga aphansi e-premium ama-insured amabili anakekelwa ngaphansi kwenqubomgomo eyodwa. Qhathanisa izindleko zomshuwalense wemoto kanye nobubanzi bezinqubomgomo ezehlukene. Isibonelo, izinqubomgomo ezehlukene zinemikhakha ehlukene, njengokungena kwezokwelapha kanye nekhava eliqashisayo. Abathengi ngokuvamile bangathola izici ezithile zisuswe kuwo noma bakhethe enye inqubomgomo ngezinga eliphansi. Into elandelayo ebalulekile okudingeka ukwenze iqhathanisa ama-deductibles. Ngokusekelwe kuzidingo zakho, khetha inqubomgomo ngama-premium aphansi kanye ne-deductibles ephakeme, noma ngokuphambene nalokho. Zama ukunquma ukutholakala komshwalense wemfanelo. Buza ukuthi izinga luni lokubhalela labo abangekho abashayeli abaphephile.

Okulandelayo udinga ukwazi ukuthi kufanele uqhathanise kanjani izinkampanini zomshuwalense wemoto ezahlukene. Yenza ucwaningo oluningi ngokubaluleka kwamakethe athile kanye nokuvumelana kwezezimali. Lokhu kukuvumela ukuba ulandele abaholi bemakethe yangempela kusuka kulo lonke i-lot. Qaphela ukubuyekezwa kwabanikazi bezinqubomgomo namakhasimende ukuthola umbono omuhle mayelana nenkonzo yamakhasimende yomshuwalense. Ngokubheka wonke lawa maphuzu uzokwazi ukuthi ngabe wenze iphutha ukukhetha inkampani yakho. Konke lokhu kufaka isicelo somshuwalense wekhaya. Ngakho-ke, udinga ukuqhathanisa umshuwalense ekhaya futhi.

I-Car Car Insurance

umshwalense wesikhathi eside esifushane wemoto

Ukuhlolwa kwamanani ezingozi eziboshwe kumuntu othize kusetshenziswa njengesisekelo semali ye-premium. Kubantu ababeka ingozi enkulu yokubandakanyeka engozini yezimoto, inkampani yomshuwalense kungenzeka ukuthi ichithe imali ekuphenduleni isimangalo. Ngakho-ke, laba bantu abanamalungelo omthetho ngokuvamile bakhokhela inani eliyinhloko lemali eliphansi uma kuqhathaniswa nalabo abahlolwe ukuthi basengozini ephansi.

Nakuba abantu ababili bangase babe nohlobo olufanayo lwebanga lemoto nomholo, bangase bakhokhe i-premium ehlukile yabo umshwalense wemoto. Inani lizimisele ukusebenzisa umshwalense we-umshuwalense wemoto, okuyinto ithuluzi eliyigugu lomshwalense.

Ubani obungozi obukhulu?

Umnikazi imoto ebiza futhi enamandla ikhokha imali enkulu kakhulu kunomnikazi wesimiso esincane kusukela owake wangena engozini enkulu yokuba ukwebiwa kwemoto kunezokugcina. Abanikazi bezimoto abahlala ezindaweni ezinamazinga aphezulu olwaphulwa ubugebengu nazo zitholakala ukuthi zisengozini enkulu kunalezo ezihlala ezindaweni ezithule, zokuhlala. Okwamanje, abashayeli abasha babhekwa njengengozi enkulu uma kuqhathaniswa nabashayeli bezilwane ezindala, ngakho-ke labo abaneminyaka eminingi abanokuhlangenwe nakho kokushayela bathambekele ekukhokheni amaprimiyamu athibhile.

Umdala omunye umshayeli onqunyiwe, futhi abashayeli abasha bacatshangwa ukuthi ingozi encane ngoba ayinakwenzeka ukuhileleka engozini yemoto. Ingxabano isekelwe emininingwaneni yemininingwane ebonisa ukuthi abashayeli asebekhulile abaye bavala isikhathi esiningi ngemuva kwesondo abakwazi ukubandakanyeka emikhankasweni yomgwaqo njengoba abashayeli abancane bekhona.

Umnikazi wemoto ofuna ukuvikela imoto enomgomo womshuwalense ingasebenzisa kahle imithombo ehlukahlukene ye-intanethi etholakalayo namhlanje ukuthola ukulinganiswa kwe-premium okufanele bayikhokhe.

Yiziphi izinsiza ezikhona ku-intanethi?

Ukulinganiswa komshuwalense wemoto kusekelwe kwedatha yamanje, futhi kuyithuluzi eliwusizo labanikazi bezimoto abafuna ukuthola inqubomgomo engcono kakhulu futhi abangayithola. Kukhona amawebhusayithi anokwethenjelwa anikela ngezinsizakalo zomshuwalense wezimoto online. Lezi zindawo zisekela ukulinganisa nezibalo zabo kwisofthiwe yokuqapha umshuwalense wemoto eqoqa futhi ihlaziye idatha. Ingcebo yolwazi etholakala kulezi zindawo ingasiza abantu abacabangela ukuthenga inqubomgomo yomshwalense wemoto. Isibonelo, idatha yamanje yamaphesenti ajwayelekile akhokhelwa ngamaqembu ahlukene angatholakala. Ukunikezwa umqondo wokuthi kuningi okudingayo ukukhokhela umshuwalense wemoto kunika amandla umnikazi wemoto ekwenzeni ukukhetha.

Ukuthola ukuthenga okulungile

Ukuba uhlobo olufanele lomshwalense luyisiketi sokuphepha sabanikazi bemoto. Umshwalense wemoto ophelele ungasindisa abantu imali. Lezi zinsuku, kunezinketho zenqubomgomo ezitholakalayo ukuze umnikazi wemoto athole kalula ukuthunyelwa okuhambisana nezidingo zakhe.

umshwalense wesikhathi eside esifushane wemoto

 


Izingcaphuno Zemishuwalense Yemoto Johannesburg

Umshuwalense wemoto uyinto ebaluleke kakhulu kubo bonke abanikazi bemoto, kungakhathaliseki ukuthi bangaphi. Wonke amagesi kahulumeni anezidingo zawo siqu. Kunezinye izidingo ezidingekayo abashayeli ukuze bakwazi ukuthenga umshwalense futhi bakwazi ukushayela ngaphandle kokungena enkingeni. Futhi, umshuwalense wemoto ungase ube yinto ebiza kakhulu futhi eyinkimbinkimbi. Abashayeli abaningi bazithola besebenza futhi abaziqondi izimo eziphuthumayo ezihlanganisiwe. Kubalulekile ukukhuluma nochwepheshe mayelana neminye yomshuwalense, Izingcaphuno Zemishuwalense Yemoto ku Johannesburg kodwa kukhona okuyisisekelo ukuthi wonke umuntu ofuna umshuwalense wemoto kufanele aqonde.

izindleko zomshuwalense wesikhathi esifushane

Impahla kanye nemfanelo 

Ngomshwalense wemoto yomshuwalense, ngokuvamile kunezinhlobo ezimbili zezicelo ongayithola futhi ziyimpahla kanye nemfanelo. Ngokuvamile, Imoto Yomshuwalense Wemoto Esho I-south Africa umthwalo wemfanelo uzokufihla umnikazi wemoto ngazo zonke izizathu ezinjengezinhloso zokulimaza noma ukunganaki. Umshuwalense womhlaba, ngakolunye uhlangothi uhlanganisa noma yimuphi umonakalo owenzelwa emotweni yakho noma umonakalo owenziwe kwenye imoto.

ikhava yomshuwalense wasekhaya wesikhashana

Kubantu abacebile, banomshuwalense omkhulu wemfanelo ngoba kunamathuba amaningi angase athole isinqumo. Isikhathi esiningi, laba bantu bayakwazi ukulungisa izimoto zabo uma kwenzeka kwenzeka ingozi.

Imingcele kanye nemingcele yokunciphisa 

ingachazwa njengesikhulu inani lemali ukuthi inkampani yomshuwalense ingakhokha zonke izicelo zenqubomgomo. Ezinkontileka eziningi, uzothola ukuthi kukhona ukubekwa kwemingcele kokubili kokuphela. Ngezinye izikhathi imikhawulo yempahla kanye nemfanelo ingasethwa. Uma imingcele iphansi, ama-premium aphansi futhi ngokuphambene.

Imoto yomshuwalense wesikhathi esifushane ukuqhathanisa

Ngakolunye uhlangothi, ukukhishwa imali kungukuthi uzodinga ukuzixazulula ngaphambi kokuba inkampani ithathe isimangalo. Esimweni esinjalo, Izingcaphuno Zemishuwalense Yemoto Ziqhathaniswa kunesidakamizwa kuzo zonke izenzakalo kanye nayo yonke inqubomgomo. Uma i-deductible iphakanyiswa, ama-premium ahla.

Imigqa yokugqoka 

Ezimweni eziningi, umuntu oqinisekisiwe uyadingeka ukuba abe nemigqa yokugcizelela. Kunezinketho eziningi ongakhetha kuzo. Ungakhetha ukukhetha ukubekwa uma kwenzeka ushayela enye imoto. Kukhona futhi inketho yokwengeza abanye kwinqubomgomo. Ukufakwa kwezenhlalakahle kungakhethwa futhi ngenxa yokweba izingxenye zemoto noma imoto.

Imisho yomshuwalense wemoto yesikhashana e-inthanethi

Ukutholakala kwezimoto ezingekho emshwaleni kuvamile kakhulu. Yilapho abashayeli abangaqinisekisiwe bahlanganiswa khona. Lokhu kusebenza kahle uma kwenzeka ingozi kanti enye inhlobo ayinayo umshuwalense odingekayo.

Uma kuqhathaniswa nezinkampani 

Eziningi zezivumelwano Kuhlobene nemoto kunemininingwane efana kakhulu. Futhi, izinkampani zomshuwalense wemoto zingahluka kakhulu komunye nomunye. Uma ukhetha inkampani enkulu, izinsizakalo zizobe zihle kakhulu. Uzosebenzisa amazinga angcono nokubhalwa.

umshuwalense wesikhathi esifushane waseNingizimu Afrika

Ukubuyekezwa kungasiza kakhulu ekwenzeni izinqumo. Ungacela umndeni wakho nabangane noma uhlole amabhizinisi ebhizinisi lendawo. Ungenza ukufanisa ngokusekelwe kokulinganisa abakujabulela. Kunezinhlelo ezahlukene ezibekiwe ukuze kuqhathaniswe nezinkampani ezahlukene. Uma ukulinganiswa kuhle, khona-ke uzokwazi ukuthi inkampani izwakala ngokwezimali.

Umshuwalense wesikhathi esifushane uqhathanisa

Izingcaphuno Zemishuwalense Yemoto ku Johannesburg ?

izingcaphuno zomshuwalense wesikhathi eside

Uma okwamanje uhlala eMissouri noma uhlela ukuthuthela lapho, umshwalense wemoto yinto ozoyihlola ngempela uma uhlela ukuba nomnikazi wemoto. Umshwalense wokuzenzekelayo ubeka wena uma ubangela umonakalo kunoma yimuphi umuntu noma umzimba womuntu, futhi kuyadingeka ukuthi ubhalise futhi ushayela noma imuphi imoto.

Isimo ngasinye sinezimiso nemithetho yaso uma kuziwa ku-auto umshuwalense, ngakho kungaba umqondo omuhle ukuvakashela iwebhusayithi yaseMissouri yeMoto yeMoto ukuze uthole imininingwane ephelele yalokho okudingayo. Ngokujwayelekile, kukhona umshuwalense wemfanelo encane okufanele udonswe kuwo. KuMbuso waseMissouri, lokhu kulandelayo: $ 25,000 ukuhlolwa okuncane kokulimala komzimba ngomuntu ngamunye, ukukhokhelwa okungenani $ 50,000 kwengozi ngayinye, kanye no-$ 10,000 ubuncane bokufaka impahla noma ingozi ngayinye. Kuhle ukwazi lolu lwazi uma uthengisa umshwalense wemoto ukuze ukwazi ukwaziswa kangcono futhi ungathola inqubomgomo enhle kakhulu kuwe.

Inshwalense yemfanelo, okuyinto enikezwe igunya eMissouri, ayifihli umnikazi wezinqubomgomo uma kwenzeka kwenzeka ingozi. Lolu hlobo lwemshwalense luhlanganisa kuphela abashayeli bezinkampani zangaphandle kanye nempahla. Ukuziqinisekisa wena nemoto yakho, kufanele ucabangele ukushayisana nokuhlanganisa okuphelele. Uma ufuna ukuthula kakhudlwana kwengqondo, ungakhetha umshwalense wokushayela ongaqinisekisiwe noma ongagunyaziwe, okukuvikela uma kwenzeka umuntu ehlasela imoto yakho futhi engavunyelwe noma engaqinisekisiwe.

Uma ufuna amanani omshuwalense omoto ongcono kakhulu Missouri, iseluleko esihle kakhulu ukuthenga ezungeze futhi uqhathanise okungenani izinkampani ezinhlanu zomshuwalense. Ungase umangale ukubona ukuthi amazinga omgomo ahluke kangakanani phakathi kwezinkampani ezihlukene, ngisho nezinketho ezifanayo noma ezifanayo zokuqapha. Yingakho kubalulekile ukuthenga nxazonke futhi uqhathanise amanani omshuwalense wemoto amaningi.

Ngisho noma okwamanje uqinisekisiwe, ungase ukwazi ukusindisa amakhulu amadola ngonyaka ngokushintsha abahlinzeki bomshuwalense wezimoto. Ungakwazi ukuqhathanisa izingcaphuno eziningi ku-intanethi ngendaba emaminithi, ngakho-ke awukho lutho oluzolahlekelwa, noma ngabe ungagcina usindisa okuningi.

I-Missouri Insurance Information Service ithi izimoto ezingaphezu kuka-20 000 kubikwa kubiwe ngo-2008, cishe ingxenye yabo eSt. Louis naseKansas City. Lokhu kungaba kuhle ukucabangela lokhu yizindawo ezimbili ezinkulu kunazo zonke ezisemaphandleni, kepha lokhu kuyizindaba ezimbi kubahlali baseSt. Louis naseKansas njengoba lokhu kusho ukuthi cishe bazokhokha izinga eliphezulu le-inshuwalense ngenxa yezinga eliphezulu lobugebengu. Izimoto ezinhlanu ezivame kakhulu ezebiwe eMissouri yi-Dodge Intrepid, i-Ford Taurus, i-Pontiac Grand Prix, i-Dodge Stratus ne-Oldsmobile Cutlass, ngakho-ke ungase ufune ukugwema lezi zimoto ukuze ugcine amazinga omshwalense wakho wemoto ngangokunokwenzeka.

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izindleko zomshuwalense wesikhathi esifushane

Uma okwamanje uhlala eMissouri noma uhlela ukuthuthela lapho, umshwalense wemoto yinto ozoyihlola ngempela uma uhlela ukuba nomnikazi wemoto. Umshwalense wokuzenzekelayo ubeka wena uma ubangela umonakalo kunoma yimuphi umuntu noma umzimba womuntu, futhi kuyadingeka ukuthi ubhalise futhi ushayela noma imuphi imoto.

Isimo ngasinye sinezimiso nemithetho yaso uma kuziwa ku-auto umshuwalense, ngakho kungaba umqondo omuhle ukuvakashela iwebhusayithi yaseMissouri yeMoto yeMoto ukuze uthole imininingwane ephelele yalokho okudingayo. Ngokujwayelekile, kukhona umshuwalense wemfanelo encane okufanele udonswe kuwo. KuMbuso waseMissouri, lokhu kulandelayo: $ 25,000 ukuhlolwa okuncane kokulimala komzimba ngomuntu ngamunye, ukukhokhelwa okungenani $ 50,000 kwengozi ngayinye, kanye no-$ 10,000 ubuncane bokufaka impahla noma ingozi ngayinye. Kuhle ukwazi lolu lwazi uma uthengisa umshwalense wemoto ukuze ukwazi ukwaziswa kangcono futhi ungathola inqubomgomo enhle kakhulu kuwe.

Inshwalense yemfanelo, okuyinto enikezwe igunya eMissouri, ayifihli umnikazi wezinqubomgomo uma kwenzeka kwenzeka ingozi. Lolu hlobo lwemshwalense luhlanganisa kuphela abashayeli bezinkampani zangaphandle kanye nempahla. Ukuziqinisekisa wena nemoto yakho, kufanele ucabangele ukushayisana nokuhlanganisa okuphelele. Uma ufuna ukuthula kakhudlwana kwengqondo, ungakhetha umshwalense wokushayela ongaqinisekisiwe noma ongagunyaziwe, okukuvikela uma kwenzeka umuntu ehlasela imoto yakho futhi engavunyelwe noma engaqinisekisiwe.

Uma ufuna amanani omshuwalense omoto ongcono kakhulu Missouri, iseluleko esihle kakhulu ukuthenga ezungeze futhi uqhathanise okungenani izinkampani ezinhlanu zomshuwalense. Ungase umangale ukubona ukuthi amazinga omgomo ahluke kangakanani phakathi kwezinkampani ezihlukene, ngisho nezinketho ezifanayo noma ezifanayo zokuqapha. Yingakho kubalulekile ukuthenga nxazonke futhi uqhathanise amanani omshuwalense wemoto amaningi.

Ngisho noma okwamanje uqinisekisiwe, ungase ukwazi ukusindisa amakhulu amadola ngonyaka ngokushintsha abahlinzeki bomshuwalense wezimoto. Ungakwazi ukuqhathanisa izingcaphuno eziningi ku-intanethi ngendaba emaminithi, ngakho-ke awukho lutho oluzolahlekelwa, noma ngabe ungagcina usindisa okuningi.

I-Missouri Insurance Information Service ithi izimoto ezingaphezu kuka-20 000 kubikwa kubiwe ngo-2008, cishe ingxenye yabo eSt. Louis naseKansas City. Lokhu kungaba kuhle ukucabangela lokhu yizindawo ezimbili ezinkulu kunazo zonke ezisemaphandleni, kepha lokhu kuyizindaba ezimbi kubahlali baseSt. Louis naseKansas njengoba lokhu kusho ukuthi cishe bazokhokha izinga eliphezulu le-inshuwalense ngenxa yezinga eliphezulu lobugebengu. Izimoto ezinhlanu ezivame kakhulu ezebiwe eMissouri yi-Dodge Intrepid, i-Ford Taurus, i-Pontiac Grand Prix, i-Dodge Stratus ne-Oldsmobile Cutlass, ngakho-ke ungase ufune ukugwema lezi zimoto ukuze ugcine amazinga omshwalense wakho wemoto ngangokunokwenzeka. inqubomgomo yomshuwalense wesikhathi eside

 


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Gary Bailey Yiba Izingcaphuno Zemishuwalense Yemoto Uhlu